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Centy vs SAP
SAP is the benchmark for global enterprise ERP — powerful, but heavy for African mid-market teams that need mobile money, local statutory payroll, and a fast go-live.
Best when you already run SAP globally and have budget for localization partners. Centy fits teams that want African payment rails and country-specific statutory logic without a multi-year rollout.
| What finance teams ask | Centy | SAP |
|---|---|---|
| M-Pesa & mobile money | Bulk disbursements, collections, and auto-reconciliation in the same ledger | Typically requires integrators, middleware, or regional partners |
| Statutory payroll | KRA, URA, and TRA templates — local bands, levies, and filing calendars per entity | Localization projects, partner fees, and ongoing statutory updates |
| Implementation timeline | Most customers live in 2–4 weeks on a guided chart-of-accounts setup | Full ERP programmes often run months to years |
| Multi-entity Africa | Kenya, Uganda, and Tanzania in one tenant today; consolidated reporting | Per-entity licensing and complex org structures |
| Total cost of ownership | Predictable subscription aimed at growing African operators | High licence, SI, and internal IT cost to operate |
Walk through your chart of accounts, payroll rules per country, and mobile-money flows with our team — we will show how Centy maps to your entity structure.
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